Here's some free advice Twobad1; if your retirement is down about 25% as most are, look at stable value investments, and a bond index. Also if you have the opportunity-check out a russell 2000 index. Expect the recession to last about 2-3 years- this is a deflationary recession, and if it turns around quickly could become an inflationary one.
My present to you
I'd check your profile also.....
If you had one.
Later,
Scorp